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What to Consider Before Buying a Century Home

Thursday Oct 24th, 2019

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For those who know me well, know that I have one great love in Real Estate. Very old homes. Victorians or Edwardians are my faves. I have dreamed of owning one...or more accurately, looking after one for the next family. Maybe one day!    I have sold many Century homes over the years. It takes a special person to own these grand beauties. Patience, understanding and often, deep pockets.   There is a great article in Realtor.ca that discusses many aspects of owning a... [read more]

Things to know before buying a Condo blueprint

Thursday Oct 17th, 2019

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This has been a very hot topic in Ottawa recently. Normally, a Buyer will purchase a property that is well under construction or already built. Some builders will sell units two or three years before the condo will be completed. There are very high risks and possible great rewards with this type of purchase. I urge my Buyers to do as much research as possible before putting in a deposit. I help my Buyers by doing my research into many aspects of the new builds. When purchasing a... [read more]

What is CMHC Mortgage Loan Insurance

Tuesday Oct 15th, 2019

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For Buyers who have less than 20% down, they need to get Mortgage Loan Insurance. There are a couple of places that a Lender will obtain the insurance for the Buyer. The Canadian Government has the Canadian Home and Housing Corporation that insurers conventional Canadian Mortgages. This has the basic information regarding the insurance. If you want to buy a home with a down payment of less than 20%, you’ll need mortgage loan insurance. This protects your lender in case you can’t... [read more]

Do I need condo insurance?

Monday Aug 19th, 2019

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 Interested in buying a condo? Ratehub has this wonderful article by Cody Kukay that you should probably read. It goes into condo insurance and why you should probably have some. Happy reading! Do you need home insurance for a condo? Yes, while home insurance isn’t mandatory, if you have a mortgage your lender will require it. Now, it’s important to know your condo association will have a master insurance policy, but it may only cover the basic building—walls,... [read more]

Buyers vs Sellers Market

Monday Jul 29th, 2019

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The market in Ottawa has been very busy for the past year. In the First Time Buyer price point, it has been a Seller's market this past year. Buyers, you absolutely need a Realtor® working for you! It is in your best interest to use a Realtor® to purchase a home in this very competitve market. This market has not been for the faint of heart or light of wallet.  There is some good, basic information here from Re/Max.  It is so important to call me to guide... [read more]

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