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What is CMHC Mortgage Loan Insurance

Tuesday Oct 15th, 2019

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For Buyers who have less than 20% down, they need to get Mortgage Loan Insurance. There are a couple of places that a Lender will obtain the insurance for the Buyer. The Canadian Government has the Canadian Home and Housing Corporation that insurers conventional Canadian Mortgages. This has the basic information regarding the insurance. If you want to buy a home with a down payment of less than 20%, you’ll need mortgage loan insurance. This protects your lender in case you can’t... [read more]

Do I need condo insurance?

Monday Aug 19th, 2019

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 Interested in buying a condo? Ratehub has this wonderful article by Cody Kukay that you should probably read. It goes into condo insurance and why you should probably have some. Happy reading! Do you need home insurance for a condo? Yes, while home insurance isn’t mandatory, if you have a mortgage your lender will require it. Now, it’s important to know your condo association will have a master insurance policy, but it may only cover the basic building—walls,... [read more]

Tips for renovating your home

Monday Aug 12th, 2019

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Thinking about renovating your home before you sell? The national bank breaks down the best investments to get the most bang out of your buck! Renovations are a major investment and you want to spend your money wisely to make the best return on investment. 1. Determine the winning qualities   Making a kitchen renovation, bathroom expansion or basement transformation profitable requires implementing a strategy. Before you begin, you must outline your priorities and... [read more]

Looking to sell? Contact me today to go through the complete process. Here are a few tips just to get started!

Monday Jul 22nd, 2019

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Looking to sell? Contact me today to go through the complete process. Here are a few tips just to get started! ♦ Make small fixes Inspect your home with a buyer’s eyes, and correct the flaws that are most noticeable or can be relatively easily fixed—from repairing cracks in the walkways to repainting dingy walls or oiling creaky hinges. ♦ Clean and Declutter Weed out excess furniture, knicknacks, and “stuff”—toss it, donate it, give it... [read more]

5 Big Reasons to Sell Your Home This Year (Because It Could Get Tougher)

Monday Jul 15th, 2019

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Rachel Stults at realtor.com® has some very good advice that you should all read through about selling your home and why now is the best time to take advantage of of this hot summer market.   It's no secret that life's been pretty good to sellers for the past several years. Even if you had no need—or desire—to move, the housing landscape might have seriously tempted you to put your house on the market anyway. After all, it's hard not to see visions of... [read more]

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